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Our Team

Meet our exciting team here. If you have any questions, reach out to any one of us!

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Ashley Ragan

Branch Manager & Loan Officer, NMLS #1375482

928-699-4301

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J Carnes

Loan Officer, NMLS #1809025

928-600-1560

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Jer Cox

Business Development & Loan Officer, NMLS #149561

928-699-8375

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Morgan Hagaman

Branch Manager & Loan Officer, NMLS #243821

928-607-0252

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Sophie Sinek

Loan Officer Assistant, NMLS #2490912

928-707-4676

Torin Palmer

Loan Officer, NMLS #1928375

928-853-1292

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2076 S Woodlands Village Blvd #201
Flagstaff, AZ 86001

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Mountain Country Mortgage is a trade name of Lender Express Mortgage LLC.

Interest Rates, APR's & programs are illustrations subject to change at any time. These do not constitute a 'Loan or Good Faith Estimate' for payments and closing costs. Not all applicants will qualify. APR may vary by product type. Consumer is not obligated to use any party mentioned. Lender Express Mortgage LLC is not affiliated with FHA, VA, USDA or the Federal Government. Lender Express Mortgage LLC supports Equal Housing Opportunity (www.nmlsconsumeraccess.org) | (888) 861-6003 | 1300 N McClintock Dr, Bldg A, Chandler, AZ 85226. Arizona License #MB-1008082, CA #60DBO-140688, CO #MB-1963444, FL #MBR4665, OR #1963444, TX #1963444. Figure: 7 tac § 80.200(b) consumer wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department website at www.Sml.Texas.Gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.Sml.Texas.Gov. Above information and content is accurate as of 6/22.